Once you download Fizz, you'll immediately be able to access certain features for free. These features include the ability to check your credit score, get a budgeting overview, and access certain financial literacy courses and resources.

However, if you'd like to take advantage of everything Fizz has to offer, you'll want to become a Fizz Member. Membership requires the payment of a membership fee. This fee helps us keep things running so we can be around to help you build your credit for years to come.

With a Fizz membership, there are no hidden fees or interest.

We created Fizz to help you build your credit. Fizz does not charge any late fees, hidden fees or interest for using its services, including the Fizz Card.

How else does Fizz make money?

Like most card companies, we also make money from interchange fees every time you swipe your card. You might not know it, but when you use your card at any merchant (in-person or online), the card issuer (Mastercard, in our case) takes a small percentage (usually around 2%) of that purchase. Fizz then takes a portion of this fee. This fee is paid entirely by the merchant, so don’t worry - you’re not on the hook for any additional fees beyond your membership fee. Plus, we value your privacy and don’t sell your data. Read more about how we make money here.

Terms apply.

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