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What is Fizz & how does it work?

The best option for college students looking to build their credit

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Written by Fizz
Updated over a week ago

What is Fizz?

Fizz is the best option for college students looking to build their credit and earn rewards without the hassle of applying for and managing a student credit card. Fizz has no interest rates or hidden fees, and we don’t check your credit.

Simply put, Fizz combines the positive aspects of a credit card without the pitfalls. Choose Fizz to help build your credit and set yourself up for a brighter financial future.

How does it work?

  1. Connect your checking account and we'll set a spend limit based on your balance.

  2. Use your Fizz card to pay for things.

  3. When you enable daily Autopay, your purchases are paid off on a daily basis. You can also choose to make monthly payments if you like. Payments are deducted from your linked bank account.

  4. These payments get reported to the credit bureaus, helping you build your credit.

More info

  • We don’t do a credit check, so you can get a Fizz card even if you don't have any credit history.

  • Once you have an account, you'll instantly receive a virtual card and you'll be able to access your card number. A physical card will arrive in the mail within 5-7 days.

  • Every day, Fizz recommends the maximum amount that you can spend based on how much money you have in your connected bank account.

  • We also partner with merchants so you can earn rewards when you shop at your favorite places - both on campus and around the country.


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